For example, if a mutual fund in your portfolio dropped in value by two-thirds during the Subprime Meltdown in 2008, has it recouped those losses yet? And will you have time to let it grow back again if the market were to experience a similar correction this year? This effect can often be seen in the maximum drawdown, which is the largest price drop that an investment has experienced since its inception. This double whammy can serve as a warning for older investors who carry aggressive holdings in their portfolios.Īlthough they should still probably have at least some exposure to equities in their holdings, they need to understand the real impact that a severe market downturn can have on their lifestyle. Furthermore, they will not even be able to claim this as a taxable loss if it happens inside a tax-deferred retirement plan. One of the more damaging effects that drawdown risk can have is that those who are hit with a hard loss will often be forced to sell their depressed holding at a substantial discount if they need to reallocate this month into something safer. That is more appropriate for those in their 20s or 30s who are decades away from retirement. Obviously, a 68% drawdown that lasts for 20 years is not a smart risk for most people to take in their retirement portfolios when they get to be in their 50s or above. The highest-volatility group, Group 9, incurred losses of as much as 68% during the 1983–2003 period, whereas the lowest-volatility group, Group 1, had a maximum drawdown of just 15%. This risk measurement attempts to answer the real question, “Just how long will it take me to get back to where I was if the bottom falls out?”ĭrawdown represents the maximum loss taken from a peak in portfolio value to a subsequent low before a new peak in value is achieved. While other technical indicators, such as standard deviation, beta, alpha and r-squared serve as analytical tools that can be used to mathematically quantify and categorize certain characteristics of an investment, drawdown risk is a much more “real” measure of the potential impact that a substantial loss may have on your portfolio-and your life. If that happens, will you be able to maintain your projected lifestyle in retirement without having to work for a while longer? If you are going to retire next year and 25 percent of your savings are held in an aggressive growth fund that has done very well over the past several years, then that fund may well be due for a substantial retracement. For example, a fund that can lose over half of its value in a short time and take years to recoup this is probably not very well managed.īut this kind of loss can be devastating for someone who is about to retire, and so this type of risk needs to be carefully assessed in order to gauge its potential impact in an investment portfolio. But some funds are able to recoup their losses much more quickly than others, and this can be a key indicator of how well the fund is managed. In most cases, the drawdown risk increases with a fund’s general risk and volatility. Drawdown risk becomes more and more relevant to investors as they approach retirement age.
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See how a video editor best for beginners and pros stacks up against its premium rival in Adobe Premiere Pro vs Lightworks. We’d understand if 4K was deemed a pro feature, but 1080p? Really? The only major downside to the free version is an inability to export your finished product beyond 720p. Still, don’t let that dissuade you: most of the pro features really are destined for professional users, and if you’re an amateur, enthusiast, or just starting out, you’ll have a great time learning the ropes with it.Įverything is pretty intuitive, and the new contextual help windows guide you through your first steps effectively. It was something we highlighted in our review, noting that "Lightworks is a great free video editor with numerous tools to satisfy most casual video editors, although if you want more advanced features, you’ll need to pay for the privilege." The Free option offers you the same interface but has a more limited selection of tools. Go to their website, and you’ll see how proud they are of the numerous professional feature films that have been cut with it.īut this is with the Pro version. Lightworks is some of the best free video editing software - and it comes with a bit of a pedigree. Looking for a premium video editor? We’ve tested, reviewed, and rated the best paid-for video editor apps - perfect for professional editing into the home or studio. We’ve also checked extras like built-in VFX software, platform availability, performance, and any pricing upgrades. As part of our review process, we’ve explored the user interface and experience, and the full editing process. To help you find the right one for you, we’ve tested out the best free video editing software. Like the best video editing software for beginners and mobile video editing apps, free video editors are great when you’re starting out, working to a budget, or just trying something new. Some of our picks have even been used to cut big-screen movies, TV shows, and top YouTube channels. You can find loads of editing apps packing Hollywood-grade post-production tools - and they’re totally free. You don’t need to invest in the best video editing software to make a movie, learn how to edit, or create unmissable clips for social media. You're also able to choose a process, file, or service manually and give it firewall permissions that are permanent or for a specified number of hours. I like the free TinyWall firewall program because it provides protection without displaying tons of notifications and prompts like most other firewall software.Īn application scanner is included in the program to scan your computer for programs it can add to the safe list. Might be blocked from downloading by your browser. Must create exceptions for web-enabled programs you use. It's said to run on Windows 10, Windows 8, Windows 7, Windows Vista, and Windows XP. It might take longer than you're used to for it to install. You can also see all your computer's running applications and services from this window. This is especially useful if you suspect that some kind of malware is running on your computer.Ĭomodo KillSwitch is an advanced portion of the program that lists all running processes and makes it a breeze to terminate or block anything you don't want. However, there are also very specific, advanced settings, if you want to use them.Ĭomodo Firewall has a Rating Scan option to scan all running processes to show how trustworthy they are. Instead of walking through a long-winded wizard to define ports and other options, you can just browse for a program and be done. I especially appreciate how easy it is to add programs to the block or allow list. Might try to install other Comodo tools on your computer (you can remove them later if that happens).Ĭomodo Firewall has useful features like virtual internet browsing, an ad blocker, custom DNS servers, a Game Mode, and a Virtual Kiosk in addition to options to easily block any process or program from leaving/entering the network. Tries to make changes to your home page and search engine unless you deselect that option during setup. Automatic sandboxing is disabled by default. It makes installing unofficial apps and games much easier without having to jailbreak first. Copy the generated password and, when you use Cydia Impactor to download the app again, use that password with your IDĬydia Impactor is one of the most important tools, not to mention pretty cool for what it can do for you.Give the password a label and click on Generate.Now open the Apple ID website from your computer and sign in.Disable two-factor authentication on your Apple ID while you use Cydia Impactor.You may also get an error message that tells you that an app-specific password is required. What this means is that your Apple ID has two-factor authentication enabled and Cydia Impactor cannot verify it. Sometimes you may come up against a provision.cpp:150 error. Whenever there is an update, the instructions will be on the screen for you to followĪlternatively, when you use Cydia Impactor for the first time, you will see a dialog box that gives you two options – ‘Check Automatically’ and ‘Don’t Check.’ Choose the option to check automatically, and updates will be done for you.Make sure you check for updates regularly: While Cydia Impactor works great, it will only continue to do so if you keep it updated to the latest version. Tap on Trust on the popup message and then tap Trust again.Find the name of the developer in the list of profiles and tap on it.Open your Settings app and navigate through General to Profiles. To fix this, note the developer name from the error message: Once you see that icon, the app has been successfully installed but, because it isn’t an official app, Apple will not allow you to use it – when you tap the icon an Untrusted Developer error message will appear.
This flight tracking app does not have as many features as a couple of the other ones listed in this article, it, however, enables you to enjoy simple features like Get real-time flight status. You are going to have the ability to follow the plane’s actual position as well as get info regarding the aircraft’s specific cruising speed, which is bound to thrill any aviation geek.ĭownload Airline Flight Status Tracking for Android Flight Tracker You have the option to tie the app into your Triplt account and also follow your flights through there. Search easily for a particular flight, filter by airline, speed, altitude etc., get emergency squawk sush notification alerts, see airline logos in connection with the aircraft, flight trails and callsigns directly on the map.ĭownload FlightRadar 24 Free for Android Airline Flight Status Trackingīy using FlightHero you will be able to track any flight you want, see the board and acquire information about arriving and departing flights from any given airport. Augmented reality view – identify each plane flying over you by just pointing your phone’s camera up to the sky. If you decide to go and buy the FlightRadar 24 Pro edition of the app you will be getting: Comprehensive data for each plane, such as its particular route, altitude speed etc. This particular flight tracking app gives you a vast amount of options – starting from watching planes move in real-time and going all the way to providing you with all sorts of airline and callsign data for any plane you may be interested in. The most intriguing aspect of this flight tracking app, however, is that it provides you with maps of the different terminals, which could come in pretty handy at a certain situation.ĭownload Airport + Flight Tracker for Android FlightRadar 24 Free It will provide you with features such as Live Arrival and Departure boards, Terminals maps, Parking, Google Flights, Food and Restaurants, Google Plus, Ground transportation and you also have the option to integrate it with your Android Wear-watch. It has a large array of a total of 2500+ airports. If you choose to go with this particular app you are to know that it works by breaking down the different number of flights by airport. Below you can catch up on 10 of the best flight tracking mobile applications for Android devices: Airport (AII) + Flight Tracker Luckily, there are a lot of great apps to aid you in your quest. It is only natural, especially when given the lost planes and things of that nature that have occupied your news feed as of recent. In a scenario involving a loved one having to fly across country, or across the world, it is highly probable that you will search for means to track the flight in order to check if that particular person has arrived safely. Rumors suggest that the residents of the Prison area know the way there. Work with Kathy Lawson to find a cure for the Ag Center outbreak. Help find a cure for the Ag Center outbreak. Quests, NPCs, Items, Secrets & Hints, Enemies, Skills to Use. Pods Rabbits Crumpled Post-It Note - 72779673 Garden Journal Harry the Bunny Masters grave Sue - use surgeon - 3 infected locations pump - use regulator or comp sci (or PW from note) on panel Unity file name: AZ01WestField.unit圓d. General Vargas has ordered us to find a way to Damonta. List of Quests in Ag Center Location in Wasteland 2 Video Game. Quest Prison Find a way to reach Damonta and set up a second radio repeater. Do not help develop the cure - Matt Forrestal turns then into a Pod Person, Rose leaves the team and the Ag center will be destroyed keep the cure for yourself and do not pour it into the tank - Kathy will be disappointed in selfishness of the Rangers. Unfortunately, the prison is Red Skorpion territory now, so there could be trouble. General Vargas has suggested we head to the old prison, as the locals there may know how to get to Damonta, where we should find another radio tower. n general, the Ag center is much more complex and it may be more difficult, especially if you have just started playing Wasteland. The Ag center, on the other hand, is a research facility, where you fight against the mutated plants. Quest Various Attach the repeater units to two radio towers The second radio tower is destroyed and beyond repair. The Ag center is being ravaged by the Pod Infection, which turns people into living bombs, which you will witness soon after you get there. Highpool is a town that pumps drinking water and it is attacked by the Wreckers. You have to kill him.Ġ3Destroyed Radio Tower, Crushed like an egg in the ever-tightening grip of the vines that have consumed it, this satellite dish has broadcast its last transmision. Before fixing the radio dish, lets complete a couple of easy side quests youll pick up in the AG Center. Patric Larsen If you Kick Ass him he will reveal hi is the Saboteur. AG Center - attach repeater unit to radio dish. This is Destroyed version of Central Complex (when you first go to Highpool) Check out this trailer for Mario Golf Super Rush that was announced during the Direct after that. If you missed today's Nintendo Direct, check out this recap of everything announced during the showcase like the new Super Smash Bros. If you're a Miitopia veteran, take a dose of nostalgia by watching this trailer from the original 3DS release. While waiting for the game to release this May, get a leg up on the competition by checking out these tips on how to be a true hero in Miitopia. You can make a Mii for your best friend or your worst enemy and cast them as the Evil Dark Lord or any of the other customizable characters in the game. Many of the characters in the game can be cast as Miis that you've created, including the Evil Dark Lord. Relationships are key in this game so you'll need to spend quality time with allies to strengthen bonds, which also gives you great advantages in battle. New makeup and wig features are available in the game's Switch release. Like in the original, you'll be able to create your own character as a Mii. It’s not as weird as Tomodachi Life and the banter does tend to repeat often as we bustle down these branching byways, but building bonds between buddies is cathartic in its own uncomplicated way.In this game, you'll band together on a Mii-centric quest to save evil and save Miitopia. From the iCarly levels of drama to the odd nonsequiturs that punctuate our odyssey, Miitopia makes me grin. I can’t get mad at their ineptitude because everything here is all in good fun. My thief lays down traps for enemies that don’t attack up close, rendering them useless. Characters routinely attack distracted or otherwise incapacitated enemies instead of dishing it out on those who have the ability to strike back. So control matters and it’s probably a good idea to make the choices of my main Mii as partner AI here isn’t all that smart. I’ve spent plenty of time trying to get these two back on speaking terms only to have my Mii enthusiastically use that spicy dish move once more with Iwata, sending him straight to the dog house for another set of stages. He would refuse to cooperate in any of the team attacks I had unlocked between the two and would generally be bitter in their travels. During this feud between the two, Iwata would often jump in front of my Mii to get his shot in first, something of a “neener-neener” maneuver. Uhura from the starship Enterprise and pop sensation Iwata are also close with friendships just starting to blossom between the whole group.Ĭharacters in a quarrel act in funny ways. Right now the bond is strong between my Mii character and Houston Texans franchise player J.J. I have the option of deciding the actions of my main Mii, but the other three act based on their personality, class, and relationship with other members of the team. Final Fantasy XII’s gambit system gets a lot of flak for being something you can watch more than play criticism perfectly suited for Miitopia. Note 3: Some Miis have slightly different looks from there original source, because I changed. Note 2: Some of the Names in the list and on my profile are German, because Im from Germany. Note 1: Bold marked ones arent created yet. The core of the experience is you have to keep your island inhabitants happy, something that is also true of Miitopia.Īcross the first continent of the game, I put it on cruise control to see if I was even needed at all. This List is based on my preferences and the characters/Shows I like. Characters perform automatically and the player is only there for a few simple tasks. It’s a life sim, one that doesn’t really require much player interaction. Now, if that sounds like a “No duh!” kind of statement because both games star Miis, think for a second exactly what Tomodachi Life is. Miitopia is, distilled down to its very essence, Tomodachi Life: The RPG. He describes himself as a “full-time fun-haver”, but will that get in the way of Hunter’s ability to form deeper connections? Too Hot To Handle contestant Hannah Brooke. Netflix described Hannah as being “known to run rings around guys”, but we’re sure Lana will be keen to turn this triple threat into a graduate of the retreat. Too Hot To Handle contestant Elys Hutchinson. “Things could go downhill after Lana’s arrival,” teased Netflix about her time in the retreat. Used to an international love life, Elys is said to have broken more hearts than bones (which is a lot considering she’s an avid skier!). Too Hot To Handle contestant Dre Woodard. We wonder if his time in the retreat will turn things around and allow him to build just the one connection… Netflix said: “As one of 13 siblings he is used to having to be loud to make his voice and presence heard,” adding that he is a serial dater. Too Hot To Handle contestant Courtney Randolph. "This American stunner spends her days building up both a multi-faceted business empire and a sexy roster,” said Netflix.Ĭourtney has also been described as ‘putting the loyal in loyalty’, which we’re sure will work in her favour in the retreat. Too Hot To Handle contestant Christine Obanor. The 6ft1 bombshell is sure to turn heads in the villa, but will Lana teach her to have more patience in love? “Christine comes across as someone who is used to getting her own way with guys, but in reality, she feigns getting the ick if she suspects she’s not a guy’s number one girl,” said Netflix. Described as quite the spontaneity king, Alex apparently has a hard time sticking around in one place for too long.īut we’re sure this won’t last long when Lana has him confront his indecisiveness in the retreat… Start TurboTax Live Full Service today, in English or Spanish, and get your taxes done and off your mind. Meet with a TurboTax Full Service expert who can prepare, sign, and file your taxes so you can be 100% confident your taxes are done right. And most importantly, have a great time and enjoy the festivities! Happy holidays!īut don’t worry about knowing these tax deductions. If you’re planning a party for your employees, clients, or customers, be sure to keep these guidelines in mind. You need one account to access your TurboTax login and other Intuit products. Remember: holiday parties can be tax deductible, but only if they meet specific criteria. Sign up for a TurboTax Online account to start your tax return with the 1 best-selling tax software. TurboTax is a registered trademark of Intuit, Inc. You’ll want to make sure you have receipts for everything and that you keep track of who attended the party and why they were invited. Create Account Sign In Dashboard My Taxes My Info My Preferences Tax. However, if you only invite a select group of employees, or if the cost of the party is deemed excessive, you may be limited in how much you can deduct.įinally, keep careful records of all the expenses related to the party, including bites, drinks, decorations, and any rental fees for the venue. Generally, you can deduct the cost of a holiday party if it is open to all employees and their spouses, and the cost is reasonable. Secondly, the IRS has some specific rules around how much of the party you can deduct. The party must be for your employees, clients, or customers to qualify as a legitimate business expense. First of all, the party has to be a business expense, which means you can’t just throw a party for your friends and then write it off on your taxes. The short answer is yes, holiday parties can be tax deductible, but there are some important caveats to keep in mind. So, the big question is, are holiday parties tax deductible? However, sometimes, it’s important to consider the practical side of things, like taxes. Includes state (s) and one (1) federal tax filing. Must file between Novemand Mato be eligible for the offer. Tis the season to celebrate the holidays – with a good party! There’s just something about the music, the food, and the excellent company that brightens our spirits. TurboTax Live Assisted Basic Offer: Offer only available with TurboTax Live Assisted Basic and for those filing Form 1040 and limited credits only. If this didn't help you should contac costumer support.GL out there. But before you do, add all the Star Trek THE NEXT GENERATION, DEEPSPACE NINE, VOYAGER, ENTERPRISE, current ST Movies, etc into yoru NETFLIX. Share your glorious (or hilarious) in-game adventures through stories and screencaps, ask your game related questions, and organize events with your fellow Captains. Fleet marks are irrelevant at high tier holdings (they get filled up in seconds). STO's for a true adventurer and daydreamer, if you play games for those motivations. This is the unofficial community subreddit for Star Trek Online, the licensed Star Trek MMO, available on PC, Playstation, and Xbox. As it is, fleets of roughly equal level/size make sense to form an armada. This is no doubt an issue and needs rebalancing. Verify your game files by going into Options in the game launcher, checking the Force-Verify box, click Save, then let the verification process complete. Conversely the small fleet would gain a hube boost to its resource pool and would gain bonuses from L45. Check the 'Run this program in." and try different modes, such as XP SP2 Compatibility mode. Right-click, go to properties, and go to the Compatibility tab. You can try trying the compatibility mode of the game launcher. If you use Windows Vista or 7, you may have to change the level of your UAC settings or turn them off temporarily.but it's recommend to run STO from steam library first. You may have to be on a Windows Admin account, or have Run as Admin access (right-click and select run as administrator) to be able to download, install, update, and run the game. Make sure your video drivers are fully updated. To run in safe mode, go to Options in the game launcher, check the Safe Mode option, and click Save. Lower in-game graphical settings or try running the game in safe mode. Do you run game by using the steam library play button?-runs STO a bit more stable-Ĭlose all programs that aren't needed to run the game to free up as much RAM as possible when playing the game. |
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